This Privacy Policy applies to the Credit Card Calculator app (the “Application”) developed by Phan Nhat Dang (“Service Provider”). The Application is provided as-is.
The Application does not collect, store, or transmit any personal data.
All information you enter, such as credit card balance, interest rate, monthly payment, payment schedule, or saved calculation results, is processed directly on your device and remains stored locally.
The Application does not send your data to any server.
The Application does not use any analytics services, tracking tools, or advertising networks.
No usage data, device data, or identifiers are collected.
The Application may offer in-app purchases or subscriptions. All payments and transactions are processed securely through Apple.
The Service Provider does not collect or store your payment information.
Some content within the Application, such as text, illustrations, icons, or language refinement, may be created or assisted by artificial intelligence during the development process.
AI is used solely to support content creation and does not provide financial, credit, legal, or tax advice.
The Application is a financial calculation tool designed for informational and educational purposes only.
All results generated by the Application are estimates based on the inputs provided and general calculation models.
The Application does not provide financial, credit, legal, or tax advice.
The results should not be relied upon as a basis for making financial decisions.
Users are responsible for independently evaluating their situation and making their own decisions.
The Service Provider is not responsible for any decisions made based on the use of the Application.
All data remains stored locally on your device. No external data transmission occurs.
The Application does not knowingly collect any data from children under the age of 13.
This Privacy Policy may be updated from time to time. Updates will be posted on this page.
Effective Date: 2026-03-04
Contact: phannhatd@gmail.com